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Surgery Denial

TRICARE Denied Your Surgical Procedure?

According to federal data, TRICARE (Military Health System) denies approximately 12% of claims. When patients appeal, about 55% are overturned. Your surgical procedure denial may have grounds for a successful appeal.Sources: KFF ACA Marketplace Transparency Data, HHS OIG Reports, state insurance department filings. Rates are aggregate averages — individual results vary by plan type, denial reason, and documentation.

12%
Denial Rate
55%
Appeal Success
30-60 days
Typical Timeline
$10,000–$100,000+
Typical Claim

Based on published government and industry research. Individual results vary based on denial type, insurer, and documentation.

Why TRICARE Denies Surgical Procedure

Not medically necessary — conservative treatment recommended

Prior authorization not obtained or expired

Procedure classified as cosmetic or elective

TRICARE's Common Denial Tactics

Denying non-network care when network providers unavailable

Prior authorization requirements for specialty referrals

Classifying care as not medically necessary per DoD criteria

How to Win Your Surgical Procedure Appeal

Surgeon letter of medical necessity with clinical justification

Documentation of failed conservative treatments

Peer-reviewed literature supporting the procedure

Pre-authorization documentation (if obtained but later denied)

Laws That Protect You

ACA §2719 — Internal and external review rights

ERISA §502(a) — Right to sue for denied benefits

No Surprises Act — Emergency surgery protections

Tips for Appealing to TRICARE

TRICARE appeals go through the Defense Health Agency, not state regulators

Cite DoD medical necessity criteria specifically

Request a formal reconsideration before escalating to the DHA

Ready to Review Your Surgical Procedure Denial?

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This information is for educational and informational purposes only. It does not constitute legal or medical advice. Statistics cited are from publicly available sources including KFF, HHS OIG, and state insurance department data. Individual results may vary. Consult a qualified professional before taking action on your specific situation.

TRICARE Denied Your Surgical Procedure? Here's How to Appeal | Lysco