TRICARE Denied Your Rehabilitation / PT / OT?
According to federal data, TRICARE (Military Health System) denies approximately 12% of claims. When patients appeal, about 55% are overturned. Your rehabilitation / pt / ot denial may have grounds for a successful appeal.Sources: KFF ACA Marketplace Transparency Data, HHS OIG Reports, state insurance department filings. Rates are aggregate averages — individual results vary by plan type, denial reason, and documentation.
Based on published government and industry research. Individual results vary based on denial type, insurer, and documentation.
Why TRICARE Denies Rehabilitation / PT / OT
Maximum therapy visits reached for the year
Not making sufficient progress toward goals
Treatment deemed maintenance rather than restorative
TRICARE's Common Denial Tactics
Denying non-network care when network providers unavailable
Prior authorization requirements for specialty referrals
Classifying care as not medically necessary per DoD criteria
How to Win Your Rehabilitation / PT / OT Appeal
Therapist documentation of measurable functional improvement
Updated treatment plan with specific, measurable goals
Physician letter explaining medical necessity of continued therapy
Laws That Protect You
ACA — Rehabilitative and habilitative services as EHB
Jimmo v. Sebelius — improvement not required for Medicare coverage
Mental Health Parity and Addiction Equity Act
Tips for Appealing to TRICARE
TRICARE appeals go through the Defense Health Agency, not state regulators
Cite DoD medical necessity criteria specifically
Request a formal reconsideration before escalating to the DHA
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This information is for educational and informational purposes only. It does not constitute legal or medical advice. Statistics cited are from publicly available sources including KFF, HHS OIG, and state insurance department data. Individual results may vary. Consult a qualified professional before taking action on your specific situation.