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Referral Denial

Medicare Denied Your Specialist Referral?

Published data shows denial and appeal outcomes vary by plan, product year, denial reason, and documentation. Use this page to spot the issues to request and the evidence to gather before you decide what to submit.Sources include KFF ACA Marketplace Transparency Data, HHS OIG reports, and state insurance department filings. Aggregate rates are context, not predictions for an individual case.

Varies
Denial Data
Case-specific
Appeal Outcome
60-90 days
Typical Timeline
$500–$5,000
Typical Claim

Based on published government and industry research. Individual results vary based on denial type, insurer, and documentation.

Why they said no

Why Medicare Denies Specialist Referral

Primary care can manage the condition

Out-of-network specialist not covered

Referral authorization expired or not obtained

Medicare patterns

Medicare's Common Denial Patterns

Denying claims as not reasonable and necessary

Coverage determinations based on LCD/NCD criteria

Denying skilled nursing facility stays as custodial care

What works

How to Strengthen Your Specialist Referral Appeal

PCP letter explaining why specialist care is needed

Documentation of failed primary care treatment

Evidence no in-network specialist is available for the condition

Your rights

Laws That Protect You

ACA network adequacy requirements

State any-willing-provider laws

No Surprises Act for emergency specialist care

Playbook

Tips for Appealing to Medicare

Medicare has a 5-level appeal process with different evidence and deadline rules at each level

Request an ALJ hearing if redetermination and reconsideration fail

Cite specific LCD/NCD criteria and explain how your case meets them

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This information is for educational and informational purposes only. It does not constitute legal or medical advice. Statistics cited are from publicly available sources including KFF, HHS OIG, and state insurance department data. Individual results may vary. Consult a qualified professional before taking action on your specific situation.