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Maternity Denial

Medicare Denied Your Maternity / Pregnancy Care?

Published data shows denial and appeal outcomes vary by plan, product year, denial reason, and documentation. Use this page to spot the issues to request and the evidence to gather before you decide what to submit.Sources include KFF ACA Marketplace Transparency Data, HHS OIG reports, and state insurance department filings. Aggregate rates are context, not predictions for an individual case.

Varies
Denial Data
Case-specific
Appeal Outcome
60-90 days
Typical Timeline
$5,000–$30,000
Typical Claim

Based on published government and industry research. Individual results vary based on denial type, insurer, and documentation.

Why they said no

Why Medicare Denies Maternity / Pregnancy Care

Services deemed not medically necessary (e.g., genetic testing)

Out-of-network delivery provider

Prior authorization not obtained for specialized maternity care

Medicare patterns

Medicare's Common Denial Patterns

Denying claims as not reasonable and necessary

Coverage determinations based on LCD/NCD criteria

Denying skilled nursing facility stays as custodial care

What works

How to Strengthen Your Maternity / Pregnancy Care Appeal

OB-GYN letter explaining medical necessity

Documentation of high-risk pregnancy factors

ACOG guidelines supporting the specific care

Your rights

Laws That Protect You

ACA — Maternity and newborn care as Essential Health Benefits

Newborns and Mothers Health Protection Act (NMHPA)

Women's Health and Cancer Rights Act

Playbook

Tips for Appealing to Medicare

Medicare has a 5-level appeal process with different evidence and deadline rules at each level

Request an ALJ hearing if redetermination and reconsideration fail

Cite specific LCD/NCD criteria and explain how your case meets them

Ready to Review Your Maternity / Pregnancy Care Denial?

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This information is for educational and informational purposes only. It does not constitute legal or medical advice. Statistics cited are from publicly available sources including KFF, HHS OIG, and state insurance department data. Individual results may vary. Consult a qualified professional before taking action on your specific situation.