Cigna Denied Your CT Scan?
Published data shows denial and appeal outcomes vary by plan, product year, denial reason, and documentation. Use this page to spot the issues to request and the evidence to gather before you decide what to submit.This template provides issues to verify, not insurer-specific outcome or deadline predictions. Your denial notice, current plan document, claim status, and governing program control.
Deadlines and review routes depend on plan type, urgent or standard status, whether care has already occurred, jurisdiction, and review level. Use the dates and instructions in the denial notice and current plan documents.
Why they said no
Common reasons CT Scan claims are denied
Not medically necessary based on clinical criteria
MRI recommended instead of CT
Prior imaging not attempted first
Cigna checks
Issues to check in the Cigna notice
Ask what review occurred in your case — which criteria were applied and whether a clinician individually reviewed your records
Step-therapy requirements — check whether the plan credited medications you already tried
An "experimental" classification — compare it with the FDA-approved indication and the plan’s own medical policy
What works
How to Strengthen Your CT Scan Appeal
Physician order with clinical indication
Evidence that CT is more appropriate than MRI for the condition
ACR Appropriateness Criteria supporting CT for diagnosis
Rules to verify
Rights and coverage rules that may apply
The plan’s CT imaging and medical-necessity criteria — most diagnostic CT scans are not ACA preventive services
Preventive-service rules — apply only when the exact screening and patient criteria meet a current covered recommendation
Emergency prudent-layperson rules — relevant only when the scan is part of an emergency claim governed by those protections
Playbook
Tips for Appealing to Cigna
Request the name and credentials of the reviewer and written confirmation that a clinician conducted an individualized review
Gather evidence of prior failed treatments to counter step therapy requirements
Obtain peer-reviewed studies supporting FDA-approved treatments
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Related denial guides
More Cigna denials
CT Scan denials by other insurers
This information is for educational and informational purposes only. It does not constitute legal or medical advice. This page cites no statistics; it lists issues to verify against your own denial notice, plan documents, and the governing rules. Individual results vary. Consult a qualified professional before taking action on your specific situation.