How do insurance denial appeals work?

Upload your denial letter and Lysco analyzes it, identifies the denial reason, cites applicable laws (ACA, ERISA, state regulations), and generates a customized appeal letter. You review and submit it yourself.

What is the success rate for insurance appeals?

It varies by plan type. For ACA marketplace plans, about 44% of appealed denials are overturned (KFF, 2023). For Medicare Advantage, it can be as high as 83% (HHS OIG). Many denials stem from billing or administrative errors that get fixed when challenged. Individual results vary.

Is Lysco a law firm or medical practice?

No. Lysco is an informational tool that helps you understand your rights and options. It is not a law firm, medical practice, or insurance company. For specific legal or medical situations, consult a licensed professional.

How much does Lysco cost?

Analysis is always free and your first appeal letter is free too. Upgrade to Pro ($29/mo) or Annual ($199/year) for unlimited appeal letters, insurer playbooks, and benefits finder. Cancel anytime.

Is my health data secure on Lysco?

Yes. Lysco uses AES-256 encryption at rest, TLS for data in transit, and row-level security so only you can access your data. We never sell your data and follow HIPAA-aligned security practices.

Oncology Denial

Blue Cross Blue Shield Denied Your Cancer Treatment?

Blue Cross Blue Shield (varies by state) denies 17.1% of claims on average. But 48% of appeals succeed when patients fight back. Your cancer treatment denial may have grounds for a successful appeal.

Analyze Your Denial Free Read the Appeal Guide

17.1%

Denial Rate

48%

Appeal Success

30-60 days

Typical Timeline

$20,000–$200,000+

Typical Claim

Why Blue Cross Blue Shield Denies Cancer Treatment

Treatment classified as experimental or investigational

Not following insurer-preferred treatment protocol

Out-of-network oncologist required for specialized care

Blue Cross Blue Shield's Common Denial Tactics

Applying different criteria across state affiliates

Denying out-of-network emergency services

Classifying proven treatments as "experimental"

How to Win Your Cancer Treatment Appeal

NCCN guidelines supporting the treatment protocol

Peer-reviewed studies and clinical trial results

Oncologist letter with detailed treatment rationale

FDA approval documentation for the specific indication

Consider attorney involvement for high-value cancer treatment denials

Laws That Protect You

ACA — Cancer screening and treatment as Essential Health Benefits

State cancer treatment mandate laws

Clinical trial coverage requirements (ACA §2709)

Tips for Appealing to Blue Cross Blue Shield

Identify which BCBS affiliate handles your plan (rules vary by state)

Cite the No Surprises Act for any emergency or out-of-network balance billing

Request the specific medical policy used — BCBS affiliates publish these online

Ready to Fight Your Cancer Treatment Denial?

Upload your denial letter and get an AI-powered analysis in minutes. We'll identify the weaknesses in Blue Cross Blue Shield's reasoning and build your appeal strategy.

Analyze My Denial Free

Analysis is always free. No credit card required.

This information is for educational and informational purposes only. It does not constitute legal or medical advice. Statistics cited are from publicly available sources including KFF, HHS OIG, and state insurance department data. Individual results may vary. Consult a qualified professional before taking action on your specific situation.